Making a Claim Yourself
Good to know: The FCA has set up a free motor finance commission redress scheme (PS26/3, 30 March 2026). The scheme is currently paused because of a legal challenge, so payouts are delayed. You can still complain to your lender now, for free. If you're not happy with the lender's response, you can take your complaint to the Financial Ombudsman Service for free. If a firm has failed and you're eligible, you can claim through the FSCS for free. We are a Claims Management Company (CMC). You don't need to use a CMC. It's optional. We only charge if your claim succeeds (fees range from 18% to 36% including VAT of your compensation). See "our fees" for details.
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Have you bought a car on finance after 2007?

You could be eligible for compensation if you were mis-sold your car finance agreement.

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Find My Agreements

How It Works

Thousands in the UK have potentially been mis-sold car finance and may be owed compensation. Our simple 3-step process makes checking your eligibility easy.

1. Check Eligibility

Use our quick online form to see if you might have been mis-sold.

2. Submit Your Claim

If eligible, provide some details, and we handle the rest. No complex paperwork.

3. Get Your Refund

There’s nothing to pay upfront — a fee is charged only if your claim succeeds

Are you eligible?

You could have a finance claim if any of these apply to you:

Commissions

You didn't know the broker or dealer would get a commission for your deal.

Interest Rate

You didn't know they could set or adjust the interest rate on your deal.

Finance Terms

The terms of your agreement weren't clearly explained to you.

Duress

You felt pressure to agree to the deal.

Fees & Charges

All the fees and charges weren't explained to you upfront.

Find My Agreements

Understanding Car Finance Claims

Many UK car buyers were not properly informed about their car finance agreement terms and may be entitled to compensation.

Common Reasons for Car Finance Claims

  • Hidden or undisclosed commission arrangements
  • Lack of clear explanation about balloon payments
  • Insufficient affordability checks
  • Pressure sales tactics
  • Misleading information about agreement terms

Why Choose Us for Your Claim?

Experienced Team

Over a decade’s worth of experience in the claims management industry

Thousands Helped

Track record of successful claims against major lenders, specialising in irresponsible lending

No Win, No Fee*

You only pay if your claim is successful

Start Your Claim Now

Get Started Today

Join thousands of others who have started a claim for mis-sold car finance agreements.

Quick & Simple Initial Assessment
Expert Support Throughout
Quick & Easy Sign-up Process

*Where No Win, No Fee* is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured).

Important Notice

The UK's financial regulator, the Financial Conduct Authority (FCA), has confirmed an industry wide redress scheme for motor finance agreements taken out between 6 April 2007 and 1 November 2024 where commission arrangements were not properly disclosed. The scheme was finalised in Policy Statement PS26/3 on 30 March 2026.

The scheme is currently subject to a legal challenge from several lenders and a consumer body. On 2 July 2026, the Upper Tribunal suspended part of the scheme while that challenge is heard. This means lenders do not have to work out or pay compensation for the time being. They must still identify the agreements and complaints affected, so cases are ready to be dealt with once the suspension lifts. The Tribunal is expected to hear the challenge between December 2026 and February 2027. The FCA has said it will defend the scheme.

Starting your claim now means your complaint is registered and in the queue, ready to be assessed as soon as the scheme resumes. You can start your claim with Allegiant today.